Plan pays pre defined Fixed Dollar amount.
Covers Pre existing conditions up to the limit as per the policy terms.
AM Best Rating
A
Carrier/Underwriter
Crum & Forster SPC
Administrator
INF Visitors Care
Limited Coverage Plan
Coverage from 90 days to 364 days
Pre-Existing Conditions
Telemedicine by MeMD
PPO Network
Medical Coverage During Travel
INF Premier is a limited pre-fixed visitors insurance plan that provides medical insurance coverage and emergency services for non US residents traveling to the USA, Canada and Mexico. The plan also includes pre-existing conditions coverage up to the stated eligible amount in the policy. After the deductible is satisfied, the plan will pay up to the stated eligible amount for covered charges.
The following benefit table shows the pre-fixed amounts the insurance carrier will pay for covered services. If the bill exceeds the pre-fixed amounts covered, the difference will be the insured’s responsibility.
Please review Plan Certificate and Details(age 0-69) | Plan Certificate and Details(age 70-99) for complete and detailed information.
Read more about plan reviews for INF Premier Insurance and company reviews for INF Visitors Insurance.
|
$100,000 |
$150,000 |
$300,000 |
$500,000 |
$1,000,000 |
|---|---|---|---|---|
| Out-Patient | ||||
| Dr./Physician Visit | ||||
| Up to $100/visit 1 visit/day, 10 visits max | Up to $125/visit, 1 visit/day, 10 visits max | Up to $175/visit, 1 visit/day, 10 visits | Up to $225/visit 1 visit/day, 10 visits max | Up to $275/visit 1 visit/day, 10 visits max |
| Urgent Care | ||||
| Up to $100/visit 1 visit/day, 10 visits max | Up to $125/visit, 1 visit/day, 10 visits max | Up to $175/visit, 1 visit/day, 10 visits | Up to $225/visit 1 visit/day, 10 visits max | Up to $275/visit 1 visit/day, 10 visits max |
| Surgical Treatment | ||||
| Up to $5,000 | Up to $6,000 | Up to $8,000 | Up to $10,000 | Up to $15,000 |
| Prescription Drugs / Medicines | ||||
| Up to $150 | Up to $200 | Up to $300 | Up to $500 | Up to $750 |
| Lab & X-rays | ||||
| Up to $650 | Up to $750 | Up to $1,150 | Up to $1,500 | Up to $2,500 |
| Physical Therapy | ||||
| Up to $45/visit, 1 visit/day, 12 visits max | Up to $50/visit, 1visit/day, 12 visits max | Up to $100/visit, 1 visit/day, 12 visits max | Up to $125/visit, 1 visit/day, 12 visits max | Up to $150/visit, 1 visit/day, 12 visits max |
| In-Patient | ||||
| Hospital Room | ||||
| Up to $1,750/day, 30 days max | Up to $1,900/day, 30 days max | Up to $3,000/day, 30 days max | Up to $4,500/day, 30 days max | Up to $6,000/day, 30 days max |
| Surgical Treatment | ||||
| Up to $5,000 | Up to $6,000 | Up to $8,000 | Up to $10,000 | Up to $15,000 |
| Hospital Intensive Unit | ||||
| Up to $750/day, 8 days max | Up to $850/day, 8 days max | Up to $1,150/day, 8 days max | Up to $1,300/day, 8 days max | Up to $2,000/day, 8 days max |
| Emergency Services | ||||
| Ambulance Expenses | ||||
| Up to $450 | Up to $500 | Up to $1,000 | Up to $1,500 | Up to $2,500 |
| Emergency Room (ER) | ||||
| Up to $500 | Up to $750 | Up to $2,500 | Up to $3,500 | Up to $5,000 |
| Dental | ||||
| Accidental Emergency | ||||
| Up to $500 | Up to $550 | Up to $550 | Up to $550 | Up to $550 |
| Travel | ||||
| Emergency Medical Evacuation | ||||
| Up to $20,000 | Up to $25,000 | Up to $45,000 | Up to $65,000 | Up to $85,000 |
| Life | ||||
| AD&D | ||||
| $25,000 | $25,000 | $25,000 | $25,000 | $25,000 |
| Other | ||||
| Pre-Existing Conditions | ||||
| Option 1 for ages 69 and below: $20,000 Maximum; $1,000 Deductible Option 2: for ages 69 and below: $40,000 Maximum; $5,000 Deductible Option 1 for ages 70-99: $15,000 Maximum; $1,000 Deductible Option 2 for ages 70-99: $25,000 Maximum; $5,000 Deductible |
Option 1: $30,000 Maximum; $1,000 Deductible Option 2: $60,000 Maximum; $5,000 Deductible |
Option 1: $50,000 Maximum; $1,000 Deductible Option 2: $100,000 Maximum; $5,000 Deductible |
Option 1: $200,000 Maximum; $1,000 Deductible Option 2: $300,000 Maximum; $5,000 Deductible |
Option 1: $400,000 Maximum; $1,000 Deductible Option 2: $600,000 Maximum; $5,000 Deductible |
Plan Administrator
INF Visitors Care
Company reviews for INF Visitors Care
Carrier/ Underwriter
Crum & Forster SPC
Eligibility
1) Any non US resident
2) Available for ages 0-99 years.
What deductible should I chose?
The deductible is per incident for INF Premier. Please keep in mind that the deductible has to be satisfied completely before the insurance carrier will pay the pre-fixed amount for covered eligible expenses. A lower deductible is recommended.
Plan Type
Limited Coverage Plan: pays a pre-fixed amount per service and benefit
AM Best Rating
A
Coverage in U.S.A
Covered
Coverage outside the U.S.A
Only Canada and Mexico
Co-Pay
$25 copay for Urgent Care visits
Co-Insurance
No co-insurance (The insured will pay the difference of the pre-fixed amounts for eligible covered services defined in the benefit table)
How the benefits are paid
After the deductible is met, INF Premier pays the pre-fixed amounts for eligible covered services defined in the benefit table.
Coverage Type
Per incident
Deducitble Type
Per incident
Renewability
Renewals are not guaranteed. This policy is a short term duration policy renewable at the option of the insurer. If you are able to renew your policy, there will be a $5 administration fee included in your premium.
Cancellation
1) Refunds are only available for cancellation requests submitted prior to effective start date
2) $25 cancellation fee will apply
3) $10 membership and $5 administration fee is non-refundable
4) Premium is fully earned after the policy effective date
5) Written request or email is required for any cancellations up to 24 hours before the effective date
PPO Network
Coverage Length
Minimum 90 days to 364 days
Available Deductibles
$100K (ages 0-69): $75, $100, $250, $500, $1,000, $2,500, or 5,000 / Pre-Existing: $1,000 or $5,000
$150K (ages 0-69): $75, $100, $250, $500, $1,000, $2,500, or 5,000 / Pre-Existing: $1,000 or $5,000
$300K (ages 0-69): $75, $100, $250, $500, $1,000, $2,500, or $5,000 / Pre-Existing: $1,000 or $5,000
$500K (ages 0-69): $75, $100, $250, $500, $1,000, $2,500, or $5,000 / Pre-Existing: $1,000 or $5,000
$1M (ages 0-69): $75, $100, $250, $500, $1,000, $2,500, or $5,000 / Pre-Existing: $1,000 or $5,000
$100K (ages 70-99): $250, $500, $1,000, $2,500, or $5,000 / Pre-Existing: $1,000 or $5,000
Available Coverage
$100K (ages 0-69) / Pre-Existing: $20,000 or $40,000
$150K (ages 0-69) / Pre-Existing: $30,000 or $60,000
$300K (ages 0-69) / Pre-Existing: $50,000 or $100,000
$500K (ages 0-69) / Pre-Existing: $150,000 or $200,000
$1M (ages 0-69) / Pre-Existing: $150,000 or $200,000
$100K (ages 70-99) / Pre-Existing: $15,000 or $25,000
Provider Directory
INF Visitors Care
P: 408-222-1110
Q1. When is the pre-existing deductible applied?
If you have had any medical issue within the past 12 months, treatment of such issue will be subject to the pre-existing condition maximum. Coverage for Pre-Existing Conditions are subject to the pre-existing deductible and policy maximum. The deductible will be applied each time you utilize the benefit.
Coverage for pre-existing conditions are up to the stated amount on your policy certificate.
Q2. When is the new sickness deductible applied?
If you have Accident or New Sickness the coverage is subject to the new sickness deductible. INF Premier is a limited plan and the deductible is per injury/illness . The deductible will need to be fully satisfied before the insurance company will pay for any covered medical treatment and/or services.
Q3. Am I eligible for INF Premier?
Any Non-US citizen, U.S Expatriate and their dependents. INF Premier will provide coverage for travel to the United States, Canada and Mexico. This plan is eligible for age groups 0 to 99.
Q4. What information do I need to purchase the plan?
You will need names, date of birth/s, passport number/s, home country address and a valid credit card.
Q5. When will I receive my ID card?
After enrolling, you will receive an email confirmation containing an attachment for ID cards, certificate of insurance and visa letter.
Q6. Can I extend the plan if I stay longer?
You are able to extend the INF Premier plan for up to 364 days total prior to the policy’s expiration date. INF will send email, text, and phone call reminders to you 1 week & 1 day before the policy expiration. There is a $5 extension administration fee.
Q7. Can I cancel the plan?
You are able to cancel this plan for a full refund (minus a $25 cancellation fee) before the start date of the coverage. Cancellation forms must be completed in writing and faxed to INF at 408-520-4967. Application fees ($15) are non-refundable. After the policy start date, the premium is fully earned and therefore nonrefundable.
Q8. Will this plan cover pre-existing conditions?
INF Premier is a limited pre-fixed plan that offers coverage for pre-existing conditions. INF Premier will cover for pre-existing conditions up to the set amount in the policy.
Q9. Which doctor or hospital can I go to?
INF Premier is using the United HealthcarePPO Network. This is one of the largest PPO networks in the nation. You can find a list of providers within the PPO network here: Click Here
Q10. How do I file a claim?
Anytime you visit a health care provider, even if you do not pay, we strongly suggest you fill out a claim form so the insurance company has a record of your visit to the health care provider & will be able to pay your claim in a timely manner.
Medical Bills & Receipts can be sent to the following address:
Mail: Robin Assist (for Claims after 2/4/2023)
45 East Lincoln Street, Columbus, OH 43215
Toll Free: 888-207-1694 (from inside the U.S.)
WhatApp Number: 380-234-2040 (24x7 Worldwide)
Email: Claims at robinassist.com
Claims File online using Member Portal
Mail: Administrative Concepts, Inc. (for claims before 2/5/2023)
PO Box 4000; Collegeville, PA 19426
Toll Free: 855-428-3425 (from inside the U.S.)
Fax: 610-293-9299
Q11. Will this plan work in my area?
The INF Premier Plan works in all 50 U.S. States, Canada and Mexico.